Omar M. Omar
Beware of Bogus Credit Repair Companies!
So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they trumpet...
Date Posted: October 26, 2004
Get Your Credit Score To Soar In The Twinkling of An Eye.
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans.
Date Posted: October 26, 2004
Can You Acquire Good Credit Overnight? You Bet.
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply information to credit bureaus : Some travel,...
Date Posted: October 26, 2004
How to Dispute Credit Report Errors
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy.
Date Posted: October 26, 2004
Stop Debt Collectors
Can you stop debt collectors ? . . .You better know you canYou can stop debt collectors under the law provided by the Fair Debt Collection Practices Act.
Date Posted: October 26, 2004
How Creditors Measure Your Credit Rating
Creditors will measure your credit rating based on the following three main things. Capacity Collateral CharacterThe three "C's" show creditors your: "Capacity" or income to pay the debt "Collateral" or assets...
Date Posted: October 21, 2004
How to Get 'Triple A' Credit in 25 Days.
Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable.But the key question remains: "What does it take to achieve...
Date Posted: October 11, 2004