Michael Challiner

When you arrange your motor insurance policy, you get the chance to stipulate how much excess you are willing to pay. This means that if your car is repaired through your insurance policy, you have to pay a certain amount towards the cost.

Petplan, one of the UK's most popular pet insurers, has revealed that 60% of pets can be considered obese. Owners treat their beloved pets with what they feel will do them good – fatty snacks, titbits from the table – in addition to...

Is your pet overweight? Four out of every ten pets are obese says one of the UK 's largest pet insurers. Owners are overfeeding their dogs and cats with massive portions and fatty foods as well lots of treats from the table.

Thanks to the stiff competition in the car insurance industry, premiums have on average stayed at the same level in recent years. With over 100 car insurers vying for your custom, competition is hot and motorists can take advantage of some good...

Car insurance is a legal requirement in the UK, but one in twenty drivers persist in driving uninsured. The police are cracking down, and it’s not just an idle threat – if you’re not insured, your car could be in a crusher near you...

A survey published by Mintel recently revealed that 1 in 3 pets need an unplanned visit to the vet every year. So the odds that you'll be making a claim on your pet insurance are higher than the chances of you claiming on your home & contents...

In recent years sales of critical illness insurance have flagged. The primary cause is the huge 70% increase in premiums experienced during recent years. For many, critical illness insurance has simply priced itself out of the market.

The legal system in Britain currently means that all personal injury claims have to go through the courts individually. Many personal injury claims crawl through the courts at a snail’s pace.

• Do your homework. Read up about the model of car you're thinking about. Will it perform as you will want? Be aware of any known mechanical problems with that particular model and remember to check them out when you take it for a test...

At the moment, the legal system in Britain forces all personal injury claims to go through the courts and be judged on an individual basis. Many of these claims crawl through the courts at a leisurely pace, the result being expensive court costs.