Michael Challiner

• Do some initial homework. Find out about the type of car you are considering. Check out any known mechanical problems with that model. • Check out the current second hand values for the car. A good place to start is www.what...

The life insurance industry is becoming tougher on smokers and those of us who are overweight. When an insurance company calculates its premiums, it has to work out the risk of you dying whilst the policy is in force.

Last week my wife and I booked a seven day holiday in Tobermory on the wonderful Isle of Mull. All that grand scenery with brightly painted houses clustered around the harbour. Hands up who knows Tobermory as Balamory!

According to a survey published by Mintel, one in three pets needs an unexpected visit to the vet each year. This means that you are more likely to claim on your pet insurance than on a home & contents policy or even your car insurance.

If your bones and joints are strong and flexible, they move smoothly. And that means life can be fun, and appreciated fully. But for one in seven people, movement is restricted by a musculoskeletal disorder - arthritis, back pain, fracture,...

Many factors influence the premium for your Motor insurance policy. Your insurer will have asked you many questions whilst producing your quote - some of which will affect your premium and some will not.

OK, now you have a lovely new home and with it comes a lovely new mortgage. With the average mortgage advance standing at around £150,000 it’s a long-term commitment to repay a lot of money.

The advent of the internet has opened up the possibility of cheaper life insurance for all. In years gone by, if you were considering life insurance you would probably have invited an insurance salesman from your favourite insurance company to meet...

It’s simple, always have your Life Insurance policy “Written in Trust”. This may sound technical but it is easy to understand and it’s so easy to organise.“Written in Trust” ensures that in the event of a claim, the...

More and more people are buying life insurance online and the numbers seem to be doubling every two years. The reasons are clear. Prices are lower on the Internet and life insurance is fundamentally a simple insurance product.